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Monday, January 25, 2016

Money Culture: Pay Attention to Your Mobile Banking App

The fate of your credit could be right at your fingertips.

Figuring out how to build your credit shouldn't make you anxious. Did you know that you can find tips on anything related to your credit at your financial institution's website? And if use your bank's mobile app there are usually articles and videos just waiting for you to click.

The other day I took notice at my Bank of America Mobile App. And I was floored by the wealth of information it had under its Better Money Habits tab. 

Friday, January 22, 2016

Emerging Artist: Univrse

Every artist knows that in order to become great, you’ve got to put in the work. This week’s emerging artist, Univrse, figured out that he needed to take his passion for music to the next level, and to do that he knew he had to put in the work. 

The South Carolina native, who now calls Jersey City, NJ home, is the co-founder of the eclectic group, Emrld Swmp. One of the group’s first tracks, Monkey Jjump, featuring Mxrc Clxrk, hit SoundCloud in the summer of 2015. However, some music bloggers didn’t think that Univrse’s flow made the cut.

As he focused on acclimating to college freshman year and balancing his social life, Univrse had a yearning to work on his craft. After the release of Monkey Jjump, he decided to branch out to work on an individual project. 

Instead of partying and hanging out with the college crowd, Univrse returned home almost every weekend to his makeshift studio, where he wrote, recorded, and studied his craft way into the early morning hours. His hard work and dedication shows in the way he delivers his rhymes.

Univrse tapped producer Stimp-C for his newly released track Replay. The groove is mellow yet upbeat and the chorus is bound to stick in your brain. This time around, Univrse’s flow definitely made the cut. His voice is stronger, and his delivery is more confident. And it goes without saying that Univrse is a force to be reckoned with.

Take a listen:

Now Univrse may not be saying anything of substance in this track, but stay tuned because his powerful lyrics are on the way.

Follow Univrse on Twitter and Instagram: @univrse_ 

Are you an emerging artist that’s been putting in the work? E-mail your track to

100 Years of White Fashion

fash·ion —ˈfaSHən/noun: a popular trend, especially in styles of dress and ornament or manners of behavior.

How do you define your sense of fashion? Do you have a stylist? Do you count on your significant other or best friend to help you look your best? Do you flip through the pages of Vogue Magazine, or do you watch for the latest trends of your favorite celebrities on the red carpet? Most of us just roll with the fashion trends that's presented to us by trusted designers.

However, when I came across's 100 Years of Fashion: Gals vs. Guys while scrolling through social media, I was a bit disappointed that the models and the style only gave a view point of the white race.

What about 100 Years of (__'fill in the blank'___  ) Fashion: Guys vs. Gals? 

Make no mistake, the video was insightful and actually quite educational. The 1990s fashion throwback was nostalgic. However, it just would have been better if it was culturally balanced. 

If you have a couple of fashion throwbacks that spans over the course of 100 years from a different race, please e-mail them to @TCsViews. 

Monday, January 18, 2016

Personal Finance Pros to Help You Hold on to Your Financial Resolutions

Figuring out the art of handling your finance is tough, but there are financial gurus who can help you stick to your financial goals for 2016.

It’s three weeks into the New Year, and I am sure many of you have your resolutions in order. At the top of your list, you may have a financial goal that you would like to attain. However, you’ve also figured out that sticking to you financial resolution isn’t as easy as you’d hope. There are several personal finance gurus who can probably help whip you into shape and honor your financial goals. 

The following are three personal finance specialist who have great advice, tools, and strategies to help anyone at any social economic level become financially independent. 

The Budgetnista 

If you’re trying to get into the habit of honing in on your finances, Tiffany Aliche, aka The Budgetnista, has a plan that can get you on track. 

Aliche created the Live Richer Challenge, a free, online financial challenge to help women achieve their savings goals in 22 days… but I’m sure men can benefit from it too.

Keep tabs on The Budgetnista on Twitter: @TheBudgetnista and Instagram: @TheBudgetnista 

My Fab Finance 

Even though Tonya Rapley’s Instagram bio is geared toward millennials, her financial tips are definitely helpful for Gen-Xers, Boomers, and younger generations. Her ultimate goal is to provide people with “tools, resources and support to break the cycle of living paycheck to paycheck so that you can become financially” independent. 

Head to to see how Rapley can help you live financially free.

Instagram: @MyFabFinance Twitter: @MyFabFinance 

J. Money

J. Money is a blogger, money coach, and the founder of The personal finance blog has close to 10 million views. He also operates and coaches people interested in blogging and online business.

Follow J. Money on Twitter: @BudgetsAreSexy

Figuring out how to build an emergency fund, how to save for retirement, or how to pay off student loan debt before the human race can live in space is quite challenging but it doesn’t have to be. Do the research, ask questions, and find a personal financial guru who will help you attain your financial resolutions for 2016.

Is there a personal finance professional that's helped you stay on track? Leave your comments below or e-mail them to

Friday, January 15, 2016

Emerging Artist: Jones

Another soulful singer from across the pond has hit the music scene. Cherie Jones, an East London native, caught my attention as I was scrolling through Hearst digital project Sweet on SnapChat's Discover page. 

Jones performed her original song, Hoops, on Huw Stephens Presents — Sweet Sessions. Hoops was produced by XO and Josh Record. Yes, Record is his real last name, which is perfect for a producer.

Jones' performance was accompanied by an electric guitar, which I personally prefer over her completed track on SoundCloud. 

During the sit down session with Huw Stephens, Jones said Hoops is about one person putting more into a relationship than the other. The lyrics sounds like we've all experienced this at one point and time in our lives ... right? "I got to jump through hoops to get to get to you."

Jones natural beauty shines gives her genuine raw talent a boost. Her voice, like her personality, is soft and soulful. Her personal style has a hint of the 1980s and early 1990s with her hi-waisted, loose fitting mom jeans, tank top and half messy bun.

I'm definitely looking forward to hearing and seeing more from this young British artist. 

If you like what you've seen and heard, keep up with Jones here:

If you're an Emerging Artist and would like to be featured on Artz of Culturez, e-mail your tracks to

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Monday, January 4, 2016

The Harlem Fine Arts Show Heads to NYC

Vinyl record artist, Lobyn Hamilton, is slated as one of the featured emerging artists. If you were paying attention, you may have seen his work on the hit show on Fox, Empire.


The Harlem Fine Arts Show is on its way to New York City and will set up shop at the historic Riverside Church. The show is known to be the largest of its kind featuring art from the African Diaspora.

The four-day traveling exhibition will have contemporary paintings, sculpture, and photography for sale, and is open to collectors, art enthusiasts, educators and professionals. The HFAS will showcase more than 80 national and international artists and galleries from Feb. 4 - 7, 2016. 

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